Thank you for trusting JM Brassill Group Inc. with your insurance needs. We understand the vital role that insurance plays in providing you with financial security and peace of mind. Our primary focus remains negotiating insurance premiums and coverages that provide you with the most comprehensive protection and competitive price regardless of our commissions or other forms of compensation.
JM Brassill Group Inc. acts as an independent insurance agent placing insurance coverage for its customers with a variety of insurance carriers. Primarily our compensation is derived from commissions paid by these carriers based on a fixed percentage of the premiums paid on customers’ policies. In a few cases where insurance is placed with a carrier that does not pay commissions, we must charge a fee for our services. Whenever a fee is charged to an insured, the fee is detailed in a service agreement which the customer signs acknowledging the fee amount and the related services being provided.
JM Brassill Group Inc. may also participate in contingent commission arrangements with insurance companies that provide for additional contingent compensation if certain underwriting, profitability, volume or retention goals are achieved. Such goals are typically based on the total amount of certain insurance coverages placed by JM Brassill Group Inc. with the insurance company, not on an individual policy basis.