One Huntington Quadrangle, Suite 4N10, Melville, NY 11747

Ph: (631) 465.0606 | Email: info@jmbrassillgroup.com

Learn all about Medical Savings Accounts! | Melville Benefit Advisors

Healthy choices for your body and your wallet make medical savings accounts a win-win!

Federal Employment Law Update – March 2018 | NY Benefit Advisors

EEO-1 Reporting and Employees Who Regularly Report to Client Sites The portal for 2017 EEO-1 reporting is open and reports must be submitted and certified by March 31, 2018 at the latest. The federal Equal Employment Opportunity Commission (EEOC) has addressed the issue that there may be some confusion as to how employers are to … Continued

Benefits Easy: Health Savings Accounts | Melville Benefit Consultants

Taking control of health care expenses is on the top of most people’s to-do list for 2018.  The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans.  So, how do you save money on health care when the costs seems to keep increasing faster than wage increases?  One way is through … Continued

Ask the Experts: BLS Current Employment Statistics Survey – Is participation mandatory? | New York Benefit Advisors

Question: We received a request from the New York State Department of Labor, Division of Research and Statistics, to provide information for “Occupational Employment Statistics Report in cooperation with the U.S. Department of Labor.” Is our participation mandatory or required? Answer: Your state department of labor has asked you to participate in the Bureau of Labor … Continued

New Year, New Penalties | New York Benefit Advisors

Department of Labor Publishes Updated Penalties for OSHA ViolationsOn January 2, 2018, the U.S. Department of Labor (DOL) published updated, inflation-adjusted penalties for violations of various laws regulated by the DOL and its internal components or divisions, including the Occupational Health and Safety Administration (OSHA). The DOL is required to adjust the level of civil … Continued

I Have Life Insurance Through My Employer. Why Do I Need Another Policy? | New York Benefit Advisors

One of the perks of having a full-time job with a good company is the benefits package that comes with it. Often, those benefits include life insurance coverage, which is great. And everyone who can get life insurance at work should definitely take it, as there are many advantages to company-funded life insurance, also known … Continued

Utilize FSA Monies with Key Year–End Strategies | New York Benefit Advisors

‘Tis the Season’. Like most, you ‘re probably in the midst of the “hussle and bussle” of this holiday season with dinners, parties, and activities; Christmas shopping; and spending those remaining FSA dollars you have allocated this year.   Wait, what? Yes, you read right. Chances are, if you’ve opted to utilize an employer-sponsored FSA … Continued

You Think You Won’t Qualify for Life Insurance, but You’re Wrong | New York Benefit Advisors

Think you can’t qualify for life insurance? Think again. You want to protect your loved ones for the future once you’re no longer around to provide for them. We all do. Life insurance gives you that peace of mind that your family will be taken care of after you’re gone. However, you’re also worried that … Continued

4 Ways to Get Financially Fit in Your 40s | New York Benefit Advisors

Many people in their 40s are facing an uncomfortable fact: They simply aren’t where they’d hoped to be financially. Fortunately, all their life experience can help correct for past mistakes. “There’s a different trigger moment for everybody,” says Jay Howard, financial advisor and partner at MHD Financial in San Antonio, Texas. “But regardless of when … Continued

The Importance of Therapeutic Communication in Healthcare | New York Benefit Advisors

The quality of a therapeutic relationship depends on the ability of the healthcare provider to communicate effectively. The term “therapeutic communication” is often used in the field of nursing; however, the process isn’t limited to nursing. Other healthcare professionals, friends and family members of a patient can implement the strategies of communicating in a therapeutic … Continued